Signal of the Day · Regulation & Policy
Alabama enacts SB 63: a human, not AI alone, must make final coverage denials
Alabama SB 63 (effective Oct 1, 2026) bars AI as the sole basis for a coverage determination, requires a human final deny/reduce decision, subscriber disclosure when AI is used in utilization review, and an annual certification to the state insurance department that the AI does not discriminate and decides consistently.